You Have Rights When Uninsured And Underinsured Motorists Hit You
After an accident with an uninsured motorist, many drivers assume they are on the hook for any medical costs or damages. Fortunately, this isn’t always true. Even if the other driver has no insurance (or not enough coverage), you may have options.
At Law Offices of Mohammed Alzaidi , we have more than 24 years of experience guiding injured clients through the legal process of monetary compensation. Our goal is to recover compensation from the liable party for lost wages, medical bills, property damage, and pain and suffering.
Often, unfortunately, the liable party might not have enough insurance to pay for your injuries. Through your own insurance policy, you may have opted for uninsured or underinsured motorist coverages. These breakdown like so:
- Uninsured motorist: If the liable party does not have insurance, uninsured motorist benefits can help pay for bodily injury and property damage. Additionally, this type of coverage is beneficial if you are ever involved in a hit-and-run accident.
- Underinsured motorist: In addition to uninsured motorist coverage, individuals can pay a premium to receive coverage for an underinsured motorist. If you are in an accident caused by a driver with the minimum coverage, it is likely that his or her insurance will not be sufficient to pay for your injuries or property damage. Having an underinsured motorist policy in your own coverage can help you pay these bills.
Your insurance company may try to minimize your damages or medical costs, or insis you did not have the insurance necessary for coverage. You don’t have to take their word for it. At our Phoenix office, we can provide the legal guidance you need. When you need a knowledgeable attorney, do not hesitate to schedule a free consultation.
We Help People Recover From Accidents Involving Uninsured Motorists
If you have questions about your insurance coverage, or you were injured by a driver with insufficient insurance coverage, schedule a free initial consultation at Law Offices of Mohammed Alzaidi. We can be reached by phone at 602-705-0222 or toll-free at 877-900-1791, or through our convenient online contact form. We offer services in Spanish and Arabic.
Unlike most attorneys who require that you pay 33.3 percent of your recovered compensation in attorney fees, we offer a more reasonable contingency fee of 25 percent of your recovery for non-litigated cases.