Law Offices of Mohammed Alzaidi
Wrongful Death and Personal Injury


Insurance Companies And Bad Faith Practices

The insurance industry is among the largest, most profitable sectors of the U.S. economy. Unfortunately, they often make money by utilizing a strategy of deny, delay, confuse and refuse. While their profits soar, these companies do everything they can to keep from paying your claims.

Located in Phoenix, the Law Offices of Mohammed Alzaidi has more than 24 years of experience representing countless clients facing these kinds of deceptive or outright predatory practices committed by insurance companies that include bad faith practices and denied insurance claims. Insurance companies are supposed to provide relief and financial support to their customers. Unfortunately, we have had to help many clients get the proper compensation they deserve after motor vehicle accidents and other personal injury matters.

What Are Bad Faith Insurance Practices?

While the insurance industry has their tricks, we can help get the compensation that you deserve. Here are six situations where a knowledgeable personal injury attorney like Mohammed Alzaidi can be tremendous asset to clients:

  • Deny claims: Some of the largest insurers with the best reputations routinely deny claims in an effort to pad the bottom line. They go so far as to reward employees who successfully deny claims, while penalizing (even terminating) employees who do not.
  • Delay until death: Many insurance companies know that if they delay a claim long enough, there is a good chance the policyholder will give up out of frustration. If that does not work, they may even delay until the policyholder passes away.
  • Confuse consumers: Our free market system is based on the idea that two parties can fairly come to terms on a contract. What happens when one party writes the contract in a way that the other cannot hope to understand? Consumers buy insurance policies and only later, when they need it, do they find that the contract contained a “catch” that gets the insurance company off the hook for paying the claim.
  • Discriminate by credit score: Instead of basing premiums on risk assessment alone, some insurers charge more for those with poor credit scores. This penalizes the poor, those on fixed incomes and those who had financial troubles at some point in the past. Also suffering are those who choose to stay out of debt and pay their bills in cash, as lack of credit activity negatively affects a credit score.
  • Abandon the sick: One way for insurers to cut costs is to cancel, sometimes retroactively, the policies of the sick. Some companies even pay bonuses to employees who meet their “cancellation goals.”
  • Cancel because of an inquiry: Ever had a small claim that you decided to pay out of pocket so your insurance rates would not go up? If you called to discuss the possibility of making the claim, insurance companies will deny renewal of a policy just because their customer made an inquiry. When it comes to protecting profits, they cannot be safe enough.

Is Your Insurance Company Giving You The Runaround?

Let us put our experience to help with your insurance dispute. Call us at 602-705-0222 or toll free at 877-900-1791. You may also complete our contact us intake form. We offer evening and weekend appointments by request. Home and hospital visits in Arizona are available. Telephones are answered 24 hours a day.

Unlike most lawyers who require that you pay 33.3 percent of your recovered compensation in attorney fees, we offer a more reasonable contingency fee of 25 percent of your recovery for cases settled outside of court. We offer services in Spanish and Arabic.